These give you a starting figure. Your actual borrowing capacity and repayments depend on a full assessment, credit history, and each lender's own policies.
Estimate your monthly repayment for a given loan amount, rate, and term.
A rough estimate of what you might be able to borrow, based on income and regular outgoings.
This estimate uses a simplified serviceability model with a conservative assessed interest rate. Actual lender calculations vary and include additional factors such as credit history, existing assets, and specific lender policy.
A calculator is a starting point — a broker conversation gets you an actual number.
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